2025 Max Roth Contribution Limits Over 50. The ira contribution limits for 2025 are $7,000 for those under age 50, and $8,000 for those age 50 or older. The maximum roth ira contribution for 2025 is $8,000 if you’re age 50 or older, or $7,000 if you’re younger.
Whether you can contribute the full amount to a roth ira depends on your income. A good time to plan ahead for 2025.